Click Here for a
Mortgage Quote

Or call 0800 195 5081

Finding the right mortgage for you and your circumstance really can be a headache. Some people prefer to deal by telephone, others by mail or email and the most popular by a face to face meeting. Whichever is your preferred method for arranging your mortgage, we can assist as we cater for everyone’s requirements.

With over 8500 mortgage products in the market place at any one time, selecting the correct mortgage for you is a job for a qualified and experienced individual in the mortgage market. All our advisers are industry qualified with the appropriate mortgage qualifications and are able to assess your requirements with the skill and expertise you expect and deserve.

PHA Mortgages is a trading style of PHA Insurance Services Ltd and is directly authorised and regulated by the Financial Services Authority.

There is no obligation to buy, but please only use this facility if you are serious about seeking a mortgage or re mortgage as you will be contacted by a qualified financial advisor to discuss your requirements in further detail.

So whether it be for a mortgage, re mortgage, a self certified mortgage, a Buy to Let or Let to Buy mortgage, a Commercial Mortgage or you are just a first time buyer wishing to have a no obligation discussion, please do not hesitate to contact us by completing the online mortgage application form or ringing our mortgage hotline number below.

We also specialise in mortgages for persons who have experienced financial difficulties in the past, so do not dismiss your chances of getting a mortgage if you have defaults or CCJ’s (county court judgements) registered against you.

Our online mortgage application is comprehensive so it does take time to complete, but we believe and quite rightly, that we need as much information in order that we can provide you with the most suitable mortgage products for you. In order to achieve this, we need to extract as much relevant information as possible including any existing mortgage arrangements you have. You may if you wish partly complete the mortgage online form and return to it later for full completion.

Once we have received the full completed mortgage application form, one of our mortgage advisers will assess it. By using technology and methods which has been approved by the Financial Services Authority, he/she will be able to source the "whole of mortgage market" for you and obtain the most suitable products that are available based on your criteria.

Once done, the mortgage adviser will contact you to discuss the mortgage products suitable based on your mortgage application form, and then it is at this stage you may decide for example you may wish to have a visit to your home or you are most welcome to our offices.

All is explained at this stage including any and all costs and then its up to you to decide whether you wish to pursue your new home.

We are able to ensure that your subsequent mortgage application is processed with the minimum of fuss and that timescales are adhered to as much as possible. We even have our own special arrangements with Conveyancers and our in house Accountant, both are able to assist to ensure that the whole mortgage process is hassle free.

Click Here for a
Mortgage Quote

Or call 0800 195 5081